Terms & Conditions
Last Updated: January 2025
These Terms and Conditions govern your use of the Lunirado website and services. By accessing or using our website, you agree to be bound by these Terms.
1. Acceptance of Terms
By accessing and using this website, you accept and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, please do not use our website.
2. Use of Website
You may use our website only for lawful purposes and in accordance with these Terms. You agree not to use the website in any way that violates any applicable law or regulation; to transmit any harmful code or malicious software; to impersonate or attempt to impersonate Lunirado or its employees; or to engage in any activity that interferes with or disrupts the website.
3. Educational Content Disclaimer
All content provided on this website is for educational and informational purposes only. It is not intended as financial, investment, tax, or legal advice. Lunirado does not provide regulated financial services. You should consult with qualified professionals before making any financial decisions. We make no representations or warranties about the accuracy or completeness of the information provided.
4. Intellectual Property Rights
The website and its entire contents, features, and functionality (including but not limited to information, software, text, displays, images, video, and audio) are owned by Lunirado Financial Education Ltd., its licensors, or other providers of such material and are protected by United Kingdom and international copyright, trademark, patent, trade secret, and other intellectual property laws.
5. User Submissions
If you submit any content to our website (including comments, feedback, or suggestions), you grant Lunirado a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, and distribute such content for any purpose related to our educational services.
6. Third-Party Links
Our website may contain links to third-party websites or services that are not owned or controlled by Lunirado. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Lunirado shall not be liable for any damage or loss caused by your use of any third-party content.
7. Limitation of Liability
To the fullest extent permitted by applicable law, Lunirado shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your access to or use of or inability to access or use the website.
8. Indemnification
You agree to defend, indemnify, and hold harmless Lunirado Financial Education Ltd. and its affiliates, licensors, and service providers from any claims, damages, obligations, losses, liabilities, costs, or expenses arising from your use of the website, your violation of these Terms, or your violation of any third-party rights.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the courts located in London, United Kingdom.
10. Changes to Terms
We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. By continuing to access or use our website after revisions become effective, you agree to be bound by the revised terms.
11. Contact Information
If you have any questions about these Terms and Conditions, please contact us at: Lunirado Financial Education Ltd., 124 City Road, London EC1V 2NX, United Kingdom, or email: legal@lunirado.com